What is the cost of living in a continuous cycle of unresolved trauma, chronic stress, and/or self-destructive behaviors?
Ask yourself the following questions:
*How much mental and emotional energy have my unresolved struggles cost me?
*How much money has a problematic behavior cost me? (substances, shopping, gambling for example)
*What are the negative effects of carrying around past trauma experiences on my health, relationships, and overall quality of life?
*Would would be different on a day to day basis if I could let go of and resolve the challenges I’ve been carrying for years? How would I feel about myself?
I’m in the business of helping people.
Unfortunately, it has been my experience that many insurance companies limit the types of therapy that they cover, or aren’t aware of newer, alternative treatment modalities. If I chose to be a participating provider, this would give insurance companies the opportunity to influence treatment decisions. I want to be able to implement whatever type of therapy is going to be most effective, rather than using just what insurance deems “best practice.” While I understand that in-network rates are much lower, I also know that I am able to provide non-traditional therapy that many in-network providers don’t offer. So many clients have come to me after being dissatisfied with in-network providers and feel they didn’t get the help they were looking for. I want to give you a different experience!
Included in the cost of therapy are the following:
1) A therapist who isn’t overworked and only sees 5 clients per day. I start and finish sessions on time because your time is just as valuable as mine!
2) Collaboration (with your permission) with other professionals you may already be working with (psychiatrist, guidance counselor, family therapist, or nutritionist);
3) All supplies for art projects
4) Confidential case consultations with other mental health professionals with your permission.
5) Electronic claim submission on your behalf if you are using “out of network” benefits. There’s absolutely no paperwork involved!
6) A worthwhile investment in yourself and your quality of life.
Session Fees:
*Free 30 minute consultation
* $135 for weekly sessions (60 mins)
* $150 for biweekly sessions (60 mins)
Forms of payment I accept are: Cash, checks, and all major credit cards including HSA or FSA cards. Many clients use HSA/FSA cards AND get some reimbursement from out of network benefits through their health insurance. I can email a receipt for your records if you need that for HSA/FSA accounts. I submit claims directly to your insurance on your behalf if you have out of network benefits so there’s no paperwork involved!
Out of Network Benefits 101
If you are confused about out of network benefits, please read this:
Health insurance policies can be really confusing to understand and find answers to questions you may have about your benefits. Hopefully this will help: If you have “out of network” mental health benefits, that means you have the option to see a provider that isn’t contracted under your insurance plan and get reimbursed for a percentage of the cost rather than just paying a copay. How it works is that payment is due at the time of service, and you will be reimbursed for a portion of each session by your insurance company once you meet your deductible (which varies from plan to plan). I submit claims electronically for you after every session, so there’s no paperwork required! Claims will go toward your deductible and then after that, the reimbursement checks will be mailed to you directly.
I recommend that you contact your insurance company if you aren’t clear about what your benefits are. Call the number on your insurance card for “mental health” or “behavioral health” and follow prompts until you can speak with a real live person. Then ask them the following questions. Have a paper and pen handy.
1) Do I have “out of network” mental health benefits?
2) Do I have a deductible for out of network benefits? If so, how much have I met already this year? When does it start over?
3) What is the “allowed amount” for Individual Psychotherapy with a Clinical Social Worker for service code 90837 (60 minute session)? If they say that you have a co-insurance (percentage of the allowed amount), make sure they tell you what the allowed amount actually is. Be persistent and advocate for yourself. You deserve to get accurate information about your health insurance!
